The older we get the more likely we are to be targeted for scams. Seniors are thought to be less savvy than younger travelers but no matter what your age, those who feel they can cleverly scam you out of money and/or possessions are ever present in the tourist areas of the world. I could tell you what the most recent scams are that I read about but by the time I post this and you read it the scammers will be on to something different. So here are a few common sense things to remember as you are out and about in foreign places.
Whenever you are approached by someone who wants to stop you and talk or sell you something be wary. When in Paris several years ago we were approached not once but three different times with the is-this-your-ring scam. Someone would run after you with a ring in their hand and ask if it was yours. If not, they would offer to go off and sell the ring. Of course you are not going to go with them so they will conveniently let you pay them half of its value and then you can have the ring to pawn or sell yourself. Others have approached us with items to sell and one almost succeeded in emptying my fanny pack which was in front of me and under my jacket.
Stay with authorized taxis. You can find out that information in tourist books or on board your cruise ship or at a tourist information booth. Otherwise you may be overcharged or be given counterfeit change.
Be aware of your surroundings. Travel in groups when possible or stay on the main roads and byways. While pickpockets may like large crowds, muggers will enjoy the less traveled alleys. Get a money belt but don't carry a large amount of cash. The best place to get money at an ATM is inside a bank or at the airport. It is less likely you will encounter trouble. And for goodness sake--don't take all your money out of your wallet or pocket or money belt at one time and hold it in your hand showing how much you are carrying.
Probably the scariest scam that we encountered albeit not directly was when we passed through Mozambique. While we were escorted with a tour group on our way to a safari in South Africa, others from our ship were exploring the capital city. Whether actual police officers or not, there were two instances of cameras being confiscated. We had been told that you could not take a picture of someone in uniform or an official government building. The camera owners were accused of taking forbidden pictures and were told that if they paid a fine they would return the camera. One man was told they would detain his wife too. Luckily they returned wife and camera when he emptied his wallet for them. I think I would have left my camera on the ship.
Whether home or abroad, common sense is the best thing to travel with. Don't leave home without it.